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     Attention frustrated real estate buyers:

If you have made mistakes, there is always another chance for you. You may have a fresh start any moment you choose, for this thing we call "failure" is not the falling down, but the staying down.  -Mary Pickford

Worry Free Credit Help

Learn how to get out of credit card debt. 'Worry-Free Credit Help' teaches you how to raise your credit scores AND meet mortgage requirements. Get the credit you need to buy real estate.

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"I thought your book was 'right on' and have used a lot of the information myself and for my clients." - Terry Draine, Loan Officer, Las Vegas 

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Welcome,

Do you want to be free of credit card debt now? I know you're skeptical about another credit miracle website. We've been where you are now. I know that people say money can't buy you happiness, but let me tell you-- money buys you peace of mind.

Credit Help Author Jeanette Fisher pictureMy name is Jeanette Fisher. My husband and I struggled for years to buy our first home. It seemed that every time we turned around, something messed up our credit. Because of poor credit, we actually had to pay 19% interest for our home mortgage. Of course, this was back when interest rates were normally 9.5%. Interest rates can soar again. If you don't own your own home, you know you need to buy a home as soon as possible before the interest rates raise payments too high.

We worked really hard to clean up our credit. We purchased many houses and enjoyed our profits.

Then, the unthinkable happened. Our daughter got sick. My husband was a teacher and he had full medical insurance for our family. However, some doctors and hospitals didn't file the billing correctly. We didn't even know that we had many collection accounts on our credit reports. But, we sure found out when we applied for a mortgage loan!

As if the collections weren't bad enough, our son's credit was merged into my husband's report. It looked like we had an expensive mortgage and loans on BMWs, plus a slew of credit cards, and Harvard student loans to pay for! We spent years fighting the credit report agencies. We even hired a lawyer to help us.

We wasted our money hiring the attorney. He worked so slowly, we did the credit repair on our own. I learned one way to raise our credit scores by 60 points in one week and 120 points within a month. After our scores were in the high 600s and low 700s, we found out we had other credit requirements to work on to get the best mortgage financing.

Credit scores are important, but so are the other mortgage requirements. We found out how to boost all our mortgage qualifiers and started buying investment properties again. Let me share this with you, it feels great to sit down with a cup of coffee and pay off all your credit cards in one sitting!

After I started sharing how we overcame our credit worries with real estate investors who were having trouble financing multiple properties, I did more research on credit repair. What I found out surprised me!

Do you know. . . ?

  1. Credit counselors can make your credit worse! They often pretend to be nonprofit when in reality they're collectors in disguise!
  2. You can use the same consumer law attorneys use to fight back.
  3. Writing a bunch of letters isn't the best way to improve your credit.
  4. You should never pay a collector.
  5. You can make a ton of money when you have strong credit. But,  strong credit doesn't mean good credit scores!

Fact: You can get financing for a car and be denied credit to buy a home!

Learn more about the difference between mortgage credit and credit card debt and begin your quest for financial freedom today! Read our free credit help ebook.

Why do you need credit cards?

If your answer was to charge luxuries that you can't afford to pay cash for-- that's the wrong answer! You should never charge luxuries unless you can pay them off at the end of the month. Charging items you can't afford makes it hard to sleep at night.

If you answered to buy food and gasoline--that's also the wrong answer! If you need to charge consumables, you're paying too much for items that no longer benefit you.

There are only TWO reasons you need credit cards:

1. Emergencies
2. To make money


What's that? Make money with credit?

Yes! Strong credit allows you to use other people's money to buy real estate and gain financial freedom.

Build up your credit scores and your other mortgage requirements so you can

  • Buy real estate
  • Capitalize on the most lucrative investment in today's market
  • Get out of credit card debt
  • Enjoy financial freedom

Imagine paying off all your credit card debt. You can do this when you learn how to raise your credit scores and use your good credit to MAKE MONEY in real estate

Worry - Free Credit Help

What Everybody Should Know... The Truth About How to Buy Your First Home, Dream Home, and Multiple Investment Properties to Make Money in Real Estate

How often do you find yourself saying: "I wish I could pay off all my credit card debt and get a fresh start?" The answer is to make money investing in real estate! Get more than a fresh start and enjoy financial freedom--independent of all of your current credit worries.

Fact: The credit you need to buy real estate is not the same thing as good credit!

Get the Credit You Need to Make Money

With a good roadmap and directions, you know where you're going and how to get there. Credit Help! gives you the roadmap to clear your credit worries and directions to get the financing that makes you money. Once you've learned these life changing principles, you will create the life you dreamed of.

It's A Marvelous Thing . . . The Power Of Credit To Make More Money!

Your Credit Is NOT a Burden, Your Credit Is a Tool! You can use your credit to finance one home or many income properties. Learn how real estate investors use the power of other people's money to build their retirement fund, pay for vacations, college educations for their children, and get free housing. How many pieces of real estate do you own? 

How to Boost Your Credit to Buy Real Estate So You Can Make Money

Repairing credit doesn't automatically give you good credit. Perhaps you are one of the many who have bad credit and decide to do something about it.

You can seek professional assistance, which may or may not help you, or you can buy this credit repair book, which will help you for a lifetime.

But first, you need to know a few facts:

  1. Credit repair "experts" often damage credit further; some even steal identities.

  2. Honest credit repair companies charge hundreds to do what you can do for yourself.

  3. You can use the same credit laws for your protection as credit repair companies and lawyers use.

  4. Repairing your bad credit does not mean that you have good credit.

  5. Once you learn about credit do's and don'ts, these skills will help you make money.

Whether you decide to purchase this book or hire a credit expert's help, you need to understand that the credit needed to get real estate financing is different from the credit needed to buy a car.

My Credit Help! book is not a passbook loan scheme to build credit or a letter writing blitz to the credit bureaus. This book grew out of my real estate investing book and seminars, "Doghouse to Dollhouse for Dollars," because so many of my students had credit problems. I want to help others buy houses so they can be worry free.

When you buy a home with your improved credit, you will thank me for the thousands of dollars you saved on loan costs. And, if you're buying your first home or tenth investment property, you're going to make a lot of money.

Whether you're seeking to boost your credit scores or maintain strong credit, find out what it takes to finance home improvement loans and purchase mortgages for your dream home and investment properties.

Don't Wait Another Moment! Enjoy Home Ownership, Capture Equity, Now!

Credit Help! Get the Credit You Need to Buy Real Estate cover image "Credit Help! Get the Credit You Need to Buy Real Estate is a resource every borrower must have! The book reveals proven strategies to raise credit scores, and shows how to save money on financing. Credit Help! tackles credit myths with established facts that will benefit all borrowers, whether they have good or bad credit. Learn simple industry methods used to achieve and maintain good credit. Learn how to take advantage of your credit to fulfill financing for one property or twenty. Thank you, Jeanette, for a no-nonsense credit repair book that can benefit anyone."
  -Ken Zapanta, New Era Finance, Irvine, California 
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Why Good Credit Is Imperative

Most consumers want a good credit report to obtain automobile financing, credit cards for luxuries, and to purchase a home. Having a credit card means that you can order tickets, rent a car, and reserve hotel rooms. What many people don’t realize is that good credit enables them to get better insurance rates and that bad credit can cost them a job.

High-quality, low-cost home owners' insurance, auto, and life insurance companies set minimum credit standards for their policy holders; this means that consumers with poor credit have to pay more for less coverage. Many automobile insurance companies now base your monthly premiums on your credit score; these companies offer a 17% discount if your score is over 625 and a 25% discount if your score is over 725. Why? Because according to their studies, people who are careful with their credit are also careful with their property and drive with care.

Also, more and more employers run an applicant's credit report and hire the person with better credit, assuming that better credit equals better integrity and character.

Strong credit translates to personal reputation.

Credit Help for Real Estate home buyers image

"Credit Help! is informative and easily understood. I've discovered quite a few ways to improve my credit score that I didn't know were possible! And yes, I agree with my lender, everyone should read this book--even if they have great credit--so they can keep it that way! Thank you for your research! "
 -Shannon Knapp, Real Estate Investor, Marina del Rey, CA

Greatest Gold-Mine Of Easy "Improve Your Credit" Advice Ever Crammed Into One Product!
Credit Help! Get the Credit You Need to Buy Real Estate cover photo
First-Time Buyers Discover How To:

  • Raise credit scores to qualify for home financing
  • Raise your debt-to-income ratio to qualify for a better home--YES! Buy a larger home!
  • Finance a mortgage with easy payments and low out-of-pocket costs. (Qualify for no-money-down loans and save money on loan costs, too!)

Real Estate Investors Discover How To:

  • Save money on financing costs
  • Finance more properties
  • Enjoy the retirement you deserve by investing in real estate!

Learn why the following credit myths and facts confuse home buyers:

Credit Myths
1. You need to pay off your credit cards.
2. Closing credit card accounts improves credit rating.
3. You need perfect or good credit to buy a house.

Credit Facts
1. Paying off your credit cards lowers your credit score.
2. Closing credit accounts lowers your credit score. Why not close accounts? Learn which accounts to close. You'll be surprised at these tips!
3. You don't need perfect credit to buy real estate.

You can buy real estate with poor credit, but you will save thousands in loan costs if you maintain good credit. How much can you save?

A mortgage loan of $150,000, 30-year, fixed-rate mortgage, interest rate of about 5.72 percent costs around $870 a month; poor credit scores raise the interest rate over 9 percent and the payments over $1,200. As you see from these payment differences, good credit means that you can finance a more expensive house with the same income, or save $330 each month.

However, if you have bad credit, you can boost your other mortgage requirements and still finance your fortune! Imagine sitting down to pay your bills and having enough money in your checking account to pay them all off!

Make Money-great credit-buy house image

Over $70,000 Profit

"An amazing little book with secrets very few people know, even professionals. Jeanette Fisher's easy steps to improving your credit help with both raising your score and lowering your debt-to-income ratio. This means you qualify for a better loan (more money, lower payments)!"

 -Rob Kramarz, NationWide Mortgage                       www.sweetloan.info and www.sweethomesocal.com
 

Get the Credit Help Book NOW  Print book 5 1/2 x 8 1/2 soft cover 170 pages. $29.95

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The Most Powerful Reason You Need Strong Credit Right Now
 

You're going to make a lot of money.

With strong credit and the other mortgage requirements satisfied, you can finance your fortune using other people's money.

Laugh All the Way to the Bank!

Remember, the most important reason for you to build strong credit is to make money. Imagine purchasing rental houses and having someone else pay the mortgage for you. Not only will you get a great return on your money, you will set yourself up for financial freedom in retirement.

Another reason to fix your credit so you can finance property is to get a free second home. What's that? A free second home? We purchased our mountain cabin, fixed it up, and added a home equity line of credit. Sugar Plum Cabin has paid us every year to keep it! (Without renting it out.)

Money picture

mountain cabin picture

 

 

"The price of only $29.95 for this income-producing knowledge is the best value I have ever gotten! If you will invest $29.95 with Jeanette, her book will pay you back over and over for the rest of your life!" -Anthony Zeal, Oklahoma City house under construction picture

 

Dare To Make An Offer On Your Next House

 

Much of the information in Credit Help!  is directed at real estate buyers, who must first obtain financing before embarking on any purchase. This book offers invaluable information from our years of experience buying and selling real estate. We have spent decades improving our credit and resolving credit errors. Through this grueling process we have learned the best solutions for credit repair. Explore our money-making strategies to finance fixer houses and how we got the credit needed to make over $70,000 on one little house!

Understanding the difference between good credit and the credit needed to obtain real estate financing helps you buy houses! Many houses!

Click here to order Credit Help book now! This is the only credit book you need. Don't wait another day to get started on your credit problems.

Forget what you've been told about credit. Get the credit needed to make money.

If you know positively that your credit score exceeds 720 and your income abundantly qualifies you for a new mortgage considering your existing debt,

you still need this book. You need to understand why your credit is strong and how to keep it that way.

 

Even if your credit report contains errors, derogatory remarks, and low credit scores, this book will help you work through the credit nightmare successfully so you can buy real estate and pursue your dreams. Also, if your problem is not credit, but qualifying, these tips will help you either finance your first home or investment property.

 

Keep in mind that your quest for financial independence requires understanding crucial statistical data. This invaluable information will be broken down for easy comprehension. Read and apply the strategies and tips in Credit Help! to prepare yourself for incredible financial progress!

 

The only one who can change your life is you. You CAN build a multi-million dollar empire...If you just know what steps to take. Start with your credit today.

 

Bonus

 

I don't like all the fake added on bonuses, but you'll need this financial planner, too! I was going to write another book to go with Credit Help but I got sidetracked fixing and flipping houses. So, for a limited time, get the preview ebook.

 

And, you will also need the short document: Real Estate Mortgage Loan Documentation Checklist.

Order Print Copy Real Estate Credit Help Book.

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P. S.  You won't need it, but we do have a no quibbles guarantee on the print book. (Sorry no refunds for the instant ebook download.)

Not Sure? Get Your Hands on It NOW …
And Make Up Your Mind Anytime Within One Year.

Remember, I stand 100% behind the information I'm offering to you. If you ever decide you don't like my system, just return the print book and ask for your money back anytime within the next year.

And your name and email will never be shared with, rented to, or sold to anyone else. I promise.

So, are you ready? Your book and financial freedom are waiting! Order now.  Instant Download

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No-worry guarantee for print book. (You're at worry-free credit help!)

You can't afford not to buy Credit Help!

 

  "A must read for anyone considering purchasing real estate who believes they have too low of a FICO score to qualify and who also believes there is nothing they can do about it. This step-by-step guide shows you how to clean up and boost your own credit score with the 3 credit agencies. It reads as a how-to book, defining terms essential to this process, as well as spelling out exactly what to say and not say to the different parties involved in this process.

This unique perspective is different than the typical financial planning perspective, because her focus is on how to boost your score to best position yourself for getting into the real estate market. The author's research is based upon information from mortgage brokers and from her own personal experience with buying and selling 29 properties. Incredibly informative, pragmatic, and easy to read."    

- Amazon Reviewer

"Jeanette takes you through a step-by-step process of improving and monitoring your own credit unlike many other books on the subject. I thought I knew everything about credit, but I learned many new things after reading this book! Thanks, Jeanette!"
 
-Maria Palma, Realtor,  San Diego, CA  http://homesolutionssandiego.com/

 

real estate rendering

(We're past the 32 properties now and are looking at this vacation home in Las Vegas.)

Get your second home!

"Forget what you’ve learned from other credit experts. Jeanette’s methods make it possible even for someone with a dismal credit history to repair their credit AND finance real estate--without paying exorbitant fees or dealing with loan sharks." -Shalah Wingfield, WM Bank

If you read all the way to here, you really need to make money so you can go have some fun! I know that book sales pages are supposed to be longer. However, you need this book for your future. I don't need the money. Tell your library to get the book if you can't afford it. One thing I noticed -- many of my orders for this book get declined. We take checks on the secure billing center. Last chance to invest in your future:

Order Print Copy Real Estate Credit Help Book.

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Buy from Family Trust Publishing Toll Free 800-246-5161 (8 AM-8 PM Pacific)
18475 Grand Ave. Lake Elsinore, CA 92530

"Whatever you can do, or dream you can, begin it. Boldness has genius, power and magic in it." Johann Wolfgang von Goethe

 

Copyright  © 2005-2006 Jeanette J. Fisher

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